By using Cryptharbor, you agree to the following terms. These provisions protect both you and Cryptharbor
and ensure compliance with U.S. and EU regulations:
•
Eligibility: You must be at least 18 years old and not prohibited by your country’s laws from trading
cryptocurrencies. You are solely responsible for ensuring compliance with local regulations. We reserve the right to refuse service, cancel accounts, or block transactions if legal compliance issues
arise.
•
Investment Lock-In: All package investments are locked for a 12-month period. Early withdrawal is
not allowed except under conditions explicitly stated in your agreement. Each month you will receive
the agreed interest payment. The original deposit will be returned to you at the end of the term.
• No Guarantees or Advice: We do not guarantee any returns. All financial projections (like the tables
above) are hypothetical. As required by regulators, “Past performance is no guarantee of future
results”. Cryptharbor does not provide personalized investment advice, tax advice, or legal
advice. You must make your own investment decisions based on your objectives and risk tolerance.
• Risks: Cryptocurrencies are speculative and volatile. As Coinbase warns, the value of digital assets
“can increase or decrease” and you may “lose money buying, selling, or investing” in them. You
should only invest funds that you can afford to lose completely. Our investments are not insured
by any government agency. Notably, crypto assets held by Cryptharbor are not covered by the FDIC
or SIPC insurance that applies to traditional bank or brokerage accounts. If market conditions
deteriorate or if our platforms face operational issues, you could lose part or all of your capital.
• Regulatory Compliance: Cryptharbor operates under relevant EU and US financial laws. We adhere
to anti-money-laundering (AML) and Know-Your-Customer (KYC) requirements. You authorize us to
collect and verify your identity information. We are not a registered securities broker or investment
advisor. (For example, Coinbase explicitly notes it is “not registered with the U.S. Securities and
Exchange Commission” for crypto services.) You acknowledge that trading crypto does not have
the same legal protections as regulated securities.
• Fees & Taxes: Any fees (management fees, platform fees) will be clearly disclosed in your account
agreement. You are responsible for all taxes on gains or withdrawals in your jurisdiction.
Cryptharbor will not withhold taxes on your behalf; you must report earnings to your tax authorities.
• Limitation of Liability: To the maximum extent allowed by law, Cryptharbor and its affiliates are not
liable for any losses, damages, or expenses caused by using our services or any crypto investment
activity. This includes market losses, security breaches, technical failures, or regulatory actions. The
total liability of Cryptharbor for any claim will not exceed the funds you deposited.
• Updates to Terms: We may amend these Terms at any time (for example, due to legal changes or
service updates) by posting a revised agreement on our website or notifying you by email. Your
continued use of Cryptharbor after any amendment constitutes acceptance of the new terms. If you
disagree with changes, you must stop using the service and withdraw your funds at the end of your
lock-in period.
• Jurisdiction: These Terms are governed by the laws of the jurisdiction in which Cryptharbor is
organized (e.g. U.S. and/or EU law). Any disputes will be resolved in the appropriate courts of that
jurisdiction, subject to binding arbitration provisions if specified in your account agreement